17 Feb 2012
The alternative presentation. [The serious one is on the web as well]
Syndicated loans
For investors looking for a shorter term opportunity, with enhanced returns yet still secured against property, our syndicated loans portfolio may be worth a closer look.
Our commercial lending service provides finances to enable individuals and property developers to purchase a property or a piece of land. The loans are always secured against the subject property by way of first charges. You can participate in the loans, either in whole or in part, by syndication with other like-minded investors . You then become beneficially entitled to a proportion of the security, the interest and the capital of the loan. You can expect returns of approximately 10% to 12% p.a.
The benefits of participating in a Helmsley syndicated loan are:
- Loans are always secured against the subject property by way of a first charge
- In conjunction with advisers we conduct due diligence and present you with three independent reports (valuation report, quantity surveyor’s report, and solicitor’s report on title). The reports are addressed to you, are specific to the property and can be relied upon to help you decide whether the investment is right for you
- Loans are typically for a period of 6 to 12 months
- Loan To Value (LTV) is typically 50%. However, some loans may have a LTV of 60%
- You can choose a loan that best suits your personal investment criteria e.g., business sector, location, etc
- You can spread your investments amongst a wide range of loans and you may also wish to consider investing in one or more of oursyndicated property opportunities
Borrowers appreciate our friendly approach, property sector experience and understanding of their requirements and often come back to us for short-term loans. The borrowers are prepared to pay a premium rate to get the funds to make their property developments happen. For further information about syndicated loans please contact Richard Peak.
